Comparing and picking out a policy from lots of insurance
providers was made much easier with the help of this great site.
Lucy F, Bradford UK
Car Insurance

One Day Car Insurance

One day car insurance may be precisely what you need if you have to borrow a friend’s car, test drive an automobile or hire a car while traveling. Because it’s illegal to drive uninsured in the UK, you need car cover even if you’re only using a vehicle for 24 hours. To avoid driving uninsured and risking your safety and your driving licence, you should apply for this temporary insurance even if you’re only going to be driving another vehicle for a short time.

If you’re traveling with friends on business or on holiday, you can typically add another driver to your short term multi auto policy. Before you make plans for your trip and purchase one day auto insurance, make sure that everyone who may drive the car is covered. The costs of insuring yourself and your friends will pay off with greater peace of mind as you enjoy your travels together.

Cheap One Day Car Insurance

Also known as short term or temporary coverage, cheap one day vehicle insurance gives you the flexibility to operate another auto for one day without spending a fortune. When you compare rates for one day automobile insurance online, you’ll see that you have a variety of options to choose from. Rates can vary significantly from one insurance company to another, so it’s worth your time to retrieve a number of quotes, even if you’re in a hurry to start your trip.

Cheap temporary car cover lets you relax on your journey without worrying about the consequences of being involved in an accident while you’re driving without one day car insurance. The cost of insuring yourself as a driver for one day may seem frivolous, but if you injure a third party or cause damage or loss of property, you could incur devastating financial obligations. Medical, legal, and auto repair fees could overwhelm your personal finances.

If you think you may need to extend your coverage for a month or more, you have the option to buy pay as you go insurance. A pay as you go policy is a type of temporary insurance that lets you pay for your protection day by day rather than making monthly or yearly payments. Although most companies offer pay as you go arrangements on a monthly basis, you may be able to secure a policy for 24 hours. Pay as you go policies are generally quite costly, so they should be reserved for situations where you have no other alternative.

Applying for One Day Insurance

Many car insurance companies these days make it easy to apply for one day car insurance online. Providers know that you’re busy, and you don’t have time to apply at multiple offices while you’re waiting to leave on a trip or test drive an automobile. You must be 21 years old to apply for this type of cover, and some companies require you to be at least 23. In addition, you must meet certain requirements and have proper identification to qualify for cover.

Once you’ve applied for cover, you can generally receive a response very quickly. Temporary policies are intended to meet your short term needs efficiently, so that you can get on with your plans. Use the tools on this website to learn about your options for coverage when you’re planning to drive a car for 24 hours. Most short term plans will insure a driver for up to 28 days.

Your No Claims Discount

Many drivers worry about how driving another vehicle for one day could affect their no claims discount. When you’ve worked very hard to drive safely and avoid accidents or damage to your car, it’s understandable that you should be concerned about losing this valuable benefit. In general, driving another vehicle under one day car insurance will not affect your no claims discount on another automobile.

For example, if you’ve earned a no claims bonus on your own vehicle, but you drive a hire car for 24 hours on vacation, claims that you make on the hire care should not typically affect your personal claims status. The no claims bonus is applied on a car-by-car basis. If you’ve achieved the bonus for one automobile, you won’t necessarily have the discount for any other automobile you insure.

A one day car insurance policy will often provide comprehensive coverage, which pays for damages to the automobile you’re driving, along with medical expenses for third parties if you’re involved in an accident and found to be at fault. With comprehensive cover, you don’t have to worry about being held responsible if the auto is dented or scratched, or if its audio system is stolen. Investing in temporary coverage can save you money and worry while allowing you to drive legally in the UK.

Get a new quote >> Get a new quote on your car insurance premiums today